tag:blogger.com,1999:blog-68576830858946034932012-02-16T02:49:15.617-08:00EasyToInsureMehttp://www.blogger.com/profile/05703524043186157077noreply@blogger.comBlogger11100tag:blogger.com,1999:blog-6857683085894603493.post-44073112027807073342007-11-24T16:27:00.000-08:002009-04-23T09:17:29.952-07:00<div style="text-align: center;">EasyToInsureMe.com<br /></div><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://www.easytoinsureme.com">Health Insurance Quote</a><span style="font-size:130%;"><br />What is Coinsurance?<br /></span> <p dragover="true" style="color: rgb(255, 204, 0);" class="MsoNormal"><!--[if !supportEmptyParas]--> <!--[endif]--><o:p></o:p>Coinsurance is a percentage you pay for healthcare services up to a certain limit designated in the <a href="http://www.easytoinsureme.com">health insurance policy</a> and can be found in the <a href="http://www.easytoinsureme.com">health plan benefits</a>.<span style=""> </span>Coinsurance is paid after your deductible has been satisfied for the year.</p> <p dragover="true" class="MsoNormal"><!--[if !supportEmptyParas]--><span style="color: rgb(255, 204, 0);"> </span><!--[endif]--><o:p style="color: rgb(255, 102, 0);"></o:p> <span style="color: rgb(255, 102, 0);">For Example,</span></p> <p dragover="true" style="color: rgb(255, 102, 0);" class="MsoNormal">Coinsurance 80/20 (You pay 20% of healthcare services up to the coinsurance limit)</p> <p dragover="true" style="color: rgb(255, 102, 0);" class="MsoNormal">Coinsurance limit $10,000</p> <p dragover="true" style="color: rgb(255, 102, 0);" class="MsoNormal">Maximum Coinsurance you pay $2,000</p> <p dragover="true" style="color: rgb(255, 102, 0);" class="MsoNormal"><!--[if !supportEmptyParas]--> <!--[endif]--><o:p></o:p>So if you go to the Doctor and your health insurance deductible has been satisfied, and the Dr. visit bill is $100 you pay 20% which equals $20</p> <p dragover="true" style="color: rgb(0, 153, 0);" class="MsoNormal"><!--[if !supportEmptyParas]--><!--[endif]--> You may ask why do I have to pay more for healthcare services after I have paid my health care deductible for the year?</p> <p dragover="true" class="MsoNormal"><!--[if !supportEmptyParas]--><!--[endif]--><o:p></o:p><span dragover="true" style="color: rgb(0, 153, 0);">Reasons why coinsurance is included in your medical plan</span> </p><ol style="color: rgb(0, 153, 0);"><li dragover="true">Premiums are lower with higher coinsurance and deductibles</li><li dragover="true"><span dragover="true" style="">Coinsurance replaces copays which also leads to lower premium</span><span dragover="true" style="">s</span></li></ol><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6857683085894603493-4407311202780707334?l=coinsurancewhatiscoinsurance.blogspot.com' alt='' /></div>EasyToInsureMehttp://www.blogger.com/profile/05703524043186157077noreply@blogger.com2